Lost a family member because of someone else's negligence in Florida? State law decides who can file a wrongful death claim, which losses count, and how long the family has to act.
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Wrongful death claims need a closer look
Wrongful death damages are set by each state's statute (who can file, and which losses count), so a multiplier formula doesn't fit. An attorney licensed in Florida can explain what your family's claim may include.
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Florida's Wrongful Death Act requires that a personal representative — the person authorized by a probate court to bring the action on behalf of the estate — file the lawsuit. This means before a wrongful death suit can be filed, probate proceedings must be initiated to appoint a personal representative. In Miami-Dade, Broward, Orange, and Hillsborough counties, probate courts routinely take 4 to 8 weeks to issue Letters of Administration. Your attorney must initiate the probate process simultaneously with the investigation. HB 837 cut the filing window to 2 years for post-March 2023 deaths (§ 95.11(5)(e)), and that clock ticks from the date of death — not the date of probate appointment. Families who wait for the probate process to complete before hiring a lawyer may find themselves dangerously close to the deadline. The wrongful death investigation itself — crash reconstruction, obtaining black box data from the at-fault vehicle, preserving surveillance footage, securing witness affidavits — demands weeks of active work that cannot begin until an attorney is retained.
Florida § 768.21 provides a detailed, beneficiary-by-beneficiary framework for wrongful death damages that most families do not understand. A surviving spouse is entitled to loss of companionship and protection, mental pain and suffering from the date of injury, and loss of financial support — but evidence of remarriage is admissible in court to reduce those damages (§ 768.21(2)). Minor children may recover for lost parental companionship, instruction and guidance, and mental pain and suffering — claims that can be worth hundreds of thousands of dollars for a young child who loses a parent at age 5 and faces decades without that guidance. Adult children may recover the same damages only if there is no surviving spouse — a rule that frequently creates family conflicts about case strategy. Parents of a minor child may recover for mental pain and suffering. Understanding which family members are 'survivors' under § 768.16 and structuring the claims to maximize each category of recovery is a fundamental lawyering task in Florida wrongful death.
Florida's modified comparative fault rule (§ 768.81(6), effective March 2023) applies to wrongful death cases just as it does to personal injury claims — with one critical exception. Medical malpractice wrongful death cases remain governed by the prior pure comparative negligence standard. This means a hospital or physician who causes a patient's death is still exposed to proportional liability even if the patient's own underlying condition contributed to the outcome. Non-medical wrongful death cases — car crashes, truck accidents, construction site deaths, drownings, premises fatalities: the claim is barred if the decedent is found more than 50% at fault. In South Florida jury venues, this remains manageable: Miami-Dade and Broward juries rarely push decedents over the 50% fault threshold in clear liability cases. But in the Panhandle, or in cases where the decedent may have been driving aggressively or under the influence, the bar on recovery above 50% fault is a genuine danger. Your attorney must lock down all favorable witness accounts before opposing counsel does.
The wrongful death case that looks straightforward often becomes complex when the at-fault party is underinsured. Florida's minimum liability limits for passenger vehicles are $10,000/$20,000 — scandalously low for a state with its traffic volume. A minimum-limits driver who causes a death where the decedent supported a family of four leaves the survivors with $10,000 against potentially millions in lost financial support. Your attorney must immediately investigate all available coverage: the at-fault driver's BI policy, any umbrella or excess policy, uninsured/underinsured motorist coverage on the decedent's own policy, employer coverage if the at-fault driver was working (respondeat superior or negligent entrustment), dram shop liability if the at-fault driver had been served alcohol at a bar or restaurant (§ 768.125), and any governmental liability if road design contributed. Miami-Dade and Broward circuit courts handle the most complex multi-defendant wrongful death litigation in Florida, with experienced plaintiffs' bars generating some of the nation's highest jury verdicts.
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The legal information on this page is for general educational purposes only and is not legal advice. Laws change, and every case is different. Always consult with a licensed attorney in your state to verify the current law and how it applies to your specific situation.
Under Fla. Stat. § 768.20, only the decedent's personal representative — the person authorized by a Florida probate court to administer the estate — may bring the wrongful death action. The personal representative sues on behalf of all 'survivors' as defined by § 768.18: the decedent's spouse, children (minor and adult), parents, and blood relatives or adoptive siblings who were substantially dependent on the decedent. If no personal representative has been appointed, your attorney must initiate probate proceedings immediately, because the 2-year statute of limitations (§ 95.11(5)(e), effective March 24, 2023 under HB 837) runs from the date of death — not the date of probate appointment. Do not wait for the probate process to resolve on its own before hiring a wrongful death attorney.
Yes, under § 768.21. The specific damages depend on the survivor's relationship to the decedent. A surviving spouse may recover for mental pain and suffering (from date of injury), loss of companionship and protection, and lost financial support. Minor children may recover for lost parental companionship, instruction, guidance, and mental pain and suffering. The decedent's estate recovers lost net accumulations (projected future earnings minus personal expenses, reduced to present value) and medical/funeral expenses. Adult children can recover mental pain and suffering only if there is no surviving spouse. Parents of a minor child may recover mental pain and suffering. Note: in medical malpractice wrongful death cases, adult children and parents of adult children are specifically barred from mental pain and suffering recovery under § 768.21(8).
Florida's minimum liability limits ($10,000 per person under § 324.021) are woefully inadequate for wrongful death cases. Your attorney must investigate every layer of coverage: (1) the at-fault driver's full policy — request declarations page immediately; (2) any umbrella or excess policy held by the at-fault driver; (3) whether the at-fault driver was working — if so, the employer's commercial auto policy may apply (respondeat superior or negligent entrustment); (4) your spouse's own uninsured/underinsured motorist (UM/UIM) coverage — this is often the most valuable source of recovery; (5) if alcohol was involved, dram shop liability under § 768.125 against the establishment that served the driver; (6) any commercial truck or rideshare coverage if those vehicles were involved. Stacking of UM/UIM policies across multiple household vehicles may also be available.
Under HB 837 (effective March 24, 2023), the wrongful death statute of limitations is now 2 years from the date of death under Fla. Stat. § 95.11(5)(e). For deaths before March 24, 2023, the prior 4-year period may still apply. If exactly 2 years have passed since a post-HB 837 death, your deadline may have already expired — but exceptions exist: the discovery rule (if the negligent cause of death was not reasonably discoverable at the time), tolling for minor survivors' independent claims, and fraudulent concealment by the defendant. Contact an attorney immediately. Even if the primary wrongful death SOL has run, other causes of action may remain: survival claims under § 768.17 for the decedent's own pre-death pain and suffering may have a separate limitations period. Do not assume the case is time-barred without a professional analysis.
All legal information on this page is sourced from primary government statutes. Last verified 2026-04-07.
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